What is the Opt-Out Pre-Screen?
If you don’t want to receive unsolicited offers, the Opt-Out Pre-Screen is essentially a way to remove your name and contact information from lists that companies use to send out credit offers. The Opt-Out Pre-Screen is a service commissioned by the United States Congress but managed and operated by three major credit bureaus: Equifax, Experian, and TransUnion.
By opting out of pre-screened offers, you will no longer receive pre-approved offers and solicitations.